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Terms and conditions

By using the MoneySense panel website, you agree to be bound by the following terms and conditions.

General

1. The MoneySense panel (hereafter referred to as the “Panel”) is a research project from The Royal Bank of Scotland Group Plc (“the RBS group), whose registered office is at 36 St. Andrew Square, Edinburgh, EH2 2YB. The Panel is part of the MoneySense programme.

2. “We” / “us” / “our” means the RBS Group.

3. The MoneySense panel website (the “Website”) is hosted on a server in England and is subject to the principles of English Law.

4. The RBS group reserves the right to change these terms and conditions at any time. Any changes will be posted on the Website. You should check these terms and conditions regularly to ensure that you are aware of any changes. Use of the Website after any changes have been made will be an indication of acceptance of the changes made.

General disclaimer

5. The RBS group cannot guarantee that the Website will be available at all times and reserves the right to make the Website unavailable at any time. We accept no liability for any loss or damaged caused by the unavailability of the Website.

6. The RBS group accepts no liability for any loss or damage caused to any data or computer equipment whilst accessing the Website.

7. The RBS group cannot guarantee that the Website will be free from viruses or bugs at all times, and accepts no liability for any damage caused by a virus or bug on the Website.

8. The RBS group provides no warranty about the safety or content of links to external sites. We accept no liability for any loss, damage or harm caused by following a link to an external site.

9. The RBS group is providing the Website on an ‘as is’ basis and makes no representations or warranties of any kind with respect to the Website or its contents and expressly disclaims all such representations and warranties. In addition, we make no representations or warranties about the accuracy, completeness or suitability for any purpose of the information and related graphics published on the Website.

10. The information contained on the Website may contain technical inaccuracies or typographical errors. All liability of the RBS group howsoever arising for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.

Intellectual Property

11. The RBS group logo is the property of the RBS group, and may not be copied or reproduced without our consent.

12. This website contains numerous trade marks belonging to The Royal Bank of Scotland Group plc and other companies in the RBS group. These trade marks include, but are not limited to, The Royal Bank of Scotland logo, The Royal Bank of Scotland, RBS and MoneySense. If you are in doubt as to whether an item is a trade mark of The Royal Bank of Scotland Group plc or a member of the RBS group, please contact us for clarification at the registered office address above.